Ramesh Pillai

Ramesh Pillai is the Chairman of the Board of Governors of the International Institute of Enterprise Risk Practitioners (IERP) as well as the Group Managing Director of Friday Concepts, an International ERM (Conventional and Islamic), BCM, Governance, Risk Management and Compliance boutique consultancy. Ramesh is currently a Director of a number of leading Conventional Financial Institution in Malaysia and Islamic Financial Institutions overseas – as well as a former Director of a leading Developmental Financial Institution. His Board experience includes chairing the Board Risk Management Committee, Investment Committee and Audit Committee, as well as membership of the Nomination Committee, Board Collaboration Committee and Remuneration Committee. He is also a nominee Director for a Regional Central Bank.

Additionally, Ramesh is currently an adjunct professor in Enterprise Risk Management at a private University. He is the former Risk Management Adviser to the Public Trustee and one of the largest fund managers in the Region as well as to one of the largest Islamic fund managers in the Region. Ramesh holds a Bachelor of Economics with Accountancy (Honours) degree from Loughborough University in the UK. As part of his degree course, Ramesh specialised in Economics and Banking in general and Islamic Banking in particular.

A Fellow of the Institute of Chartered Accountants in England and Wales (ICAEW) as well as the Malaysian Institute of Accountants (MIA), a Certified Risk Professional (CRP), a certified Enterprise Risk Manager (ERM), a certified Islamic Enterprise Risk Manager (ERMi), a Qualified Risk Director (QRD) and a Qualified Risk Auditor (QRA), Ramesh was also a Regional Director for the Global Association of Risk Professionals (GARP) and was instrumental in the creation of the Malaysian chapter of the Professional Risk Managers International Association (PRMIA). He is an Islamic and Conventional Risk Management resource for the Qatar Investment Authority and is listed in their Q-Finance Directory. Ramesh was a former Risk Management mentor on the ICAEW’s Regional F-TEN program and is a member of the Advisory Board and also on the Panel of Experts of the GlobalRisk Community. Ramesh has also been named a Paul Harris Fellow of the Rotary Foundation of Rotary International in appreciation of tangible and significant assistance given for the furtherance of better understanding and friendly relations among peoples of the world.

With over 30 years of Risk Management experience he is also a recognised Global pioneer in Enterprise Risk Management and in the implementation of ISO 31000, ISO 31004 and 31010 practices. Ramesh started his career with Price Waterhouse’s Financial Institutions specialism in London gaining experience in Audit, Consultancy and Corporate Finance assignments. Succeeding the seven years there, he went on to become the Director of Finance and Administration at Picker International Ltd in London. In 1994, he spent a year as the Chief Financial Officer of Rank Video Services (Europe) Limited before accepting a more challenging job experience through an international assignment. Ramesh was handling the responsibilities of a few roles and travelling between Singapore, Malaysia and Indonesia as the Acting Regional Financial Controller cum Senior Regional Financial Analyst as well as the Indonesian Financial Controller as well as Deputy Country Head for PowerGen International a FTSE 100 (London) listed company in the power and energy industry.

Upon leaving PowerGen, he headed the Portfolio Management and Credit Administration functions in Citibank before accepting a position in a National Asset Management Company as the General Manager of the Risk Management Division. There, Ramesh was responsible for establishing the Enterprise Risk Management function and Risk Management Policy as well as formulating and documenting the various procedures and policies relating to the Operations of the National Asset Management Company. During his tenure there, Ramesh spent a year on secondment to the Central Bank where he was involved in heading a national interest project working closely with the Central Bank’s staff in general and the Bank Regulations, Bank Supervision and Islamic Banking teams in particular. He was also involved in presentations to the National Syariah Advisory Council in an advisory capacity.

Following his assignment at the Central Bank, Ramesh moved back into the Banking sector where he was the Chief Risk Officer for regional Conventional and International Islamic Banks. His responsibilities included guiding and coordinating the group’s Operational and Enterprise Risk Management initiatives.

Ramesh is also a member of the MBA (Enterprise Risk Management) Studies Committee in a leading Private University. He has published articles in international publications, presented various papers on Risk Management in general and Enterprise Risk Management in particular, Corporate Governance and Bank restructuring issues at National, Regional and International forums and is currently writing a book on Enterprise Risk Management.

Allan Sum

Allan Sum is currently the Chief Risk Officer for Bintai Kinden Corporation Berhad (BKCB). In 2014, he was tasked by the Board to initiate and spearhead a 5-year Strategic Transformation Program, including establishing and institutionalising enterprise risk management across all levels. Recognizing the need for a holistic management approach, he has pioneered and developed a risk-centric strategic management model that integrates strategic planning, performance management, risk management and quality frameworks.

He joined BKCB in 2005 and has held various senior management positions in strategic planning, corporate and business development. He has 15 years of professional experience in Asia, having worked and lived in Australia, Malaysia, Middle-East and Singapore. Allan holds a Bachelor of Health Sciences from University of Sydney and an MBA from University of South Australia. He is a Certified Enterprise Risk Manager® from the IERP®.

Anita binti Esa

Anita is the Head of Group Risk Management of Duopharma Biotech Berhad effective 1st January 2018. Anita has close to 30 years’ experience in sales, marketing, strategy development and project management within the pharmaceutical industry. She launched her career in January 1991 as a sales representative at Eisai Malaysia, a Tokyo-based pharmaceutical. Later the same year, she joined Zeneca where she continued to build her career in sales and marketing for nearly a decade.

Subsequent engagements included stints in Novartis, Novo Nordisk and Bayer, where Anita developed a wealth of expertise in product management and international business. After leaving her role as National Sales Manager at Bayer in 2006, she joined Chemical Company of Malaysia Berhad (CCMB), whereupon she continued to amass greater expertise through a series of positions of increasing responsibility, from being Marketing Manager to Senior Business Analyst (Strategy), Senior Project Manager and Head,Group Risk Management for the CCMB Group in 2017.

Anita holds a Master of Business Administration, a Bachelor of Science (Hons) as well as an Enterprise Risk Manager Professional Certification, Institute of Enterprise Risk Practitioners (IERP®)

Mohd Redzuan Devan Abdullah

Mohd Redzuan Devan Abdullah was K & N Kenanga Holding Berhad’s former Group Chief Operating Officer responsible for the development of Kenanga’s 5-year transformation program, information technology, and equity broking operations. Redzuan was also a member of various committees in Kenanga including Group Information Technology Steering Committee, Transformation Project Steering Committee, Group Operational Risk Committee and Group Exco.

In a career spanning 24 years primarily in the financial and capital market, he has worked at the Malaysian Central Depository (a subsidiary of Bursa Malaysia), Citibank (as Head of Transaction Services), Ambank (as Head of Cash Management), and Bank Islam (as Chief Operation Officer). His career has been anchored around various operations transformation exercises that contributed towards greater efficiency and reduction of operational costs.

Liyana Abdullah

Ms. Liyana Abdullah is the Chief Risk Officer of Berjaya Sompo Insurance Berhad. She is also the former of Chief Risk Officer at Chubb Group of Insurance companies for more than 2 years.

Liyana has 25 years of work experience of which 20 have been in the financial services/insurance industry, most of which have been in senior management positions in leading companies.

Prior to her journey in risk management, she has 11 years of internal audit experience in motor trade companies as Group Internal Audit Manager, with her subsequent work experience focused on business process improvement and enterprise risk management.

Liyana graduated from Thames Polytechnic, University of Greenwich with a Bachelor of Arts in Business Administration (Accounting and Finance) and she is a certified Enterprise Risk Manager with the Institute of Enterprise Risk Practitioners (IERP®). She is also a professional member of The Institute of Operational Risk.

Tajuddin Carrim

Tajuddin was the Senior Executive Director of Human Resources, Corporate Communications, Procurement and Quality at Felda Holdings Bhd and FGVH. Tajuddin has close to three decades of varied industry experience as a HR professional, with a track record in developing employees’ professional aspects, formulating and establishing successful initiatives in line with key business objectives and forming successful teams in the region.

At Felda Holdings, among his other achievements Tajuddin established key 3-year HR strategic initiatives around Capacity Building – including succession planning; leadership development; redevelopment of the group’s vision, mission, key competencies and shared values; and the establishment of ‘Academy FELDA’ in 2008 – Corporate Communications and Branding, as well as Human Resources

Earlier, he was Head of Group Human Resources and Administration for Bursa Malaysia Bhd. There, Tajuddin facilitated the development of KPIs for the Group and led the HR portion of the ‘Demutualize exercise’ that involved retiring the defined benefits retirement program and a total change in grading, titling and benefits offerings.

Tajuddin previously held several progressive roles with Motorola Electronics in Singapore, where in his last role was HR Director, Semiconductor Products Sector, Asia, among his other achievements, he led the integration of two acquisitions in Asia without impacting business operations, managed the setup of HR function for MOS17 (a wafer production operation) startup and BAT3 (semiconductor assembly and testing) transfer to Xiqing, China, a US$1+ billion investment that included setting up a fully operational site from scratch, establishing functional HR roles, hiring and settling of expatriates, and the overseas training of close to 300 Chinese engineers in the US. He also was responsible for developing a business intelligence database outlining all semiconductor design centers in Asia including their sizes, activities and in-country government incentives, as well as starting the first operational Rewards Organization as a Shared Service function in Asia. Tajuddin also helped develop and rolled out an employee ranking tool currently used globally.

Tajuddin holds an MA in Human Resources (Training & Development) from the Asia Pacific International University. He formerly sat on several boards, including Perusahaan Otomobil Nasional Berhad, Proton Edar Sdn Bhd, Proton Marketing Sdn Bhd, Proton Tanjung Malim Sdn Bhd, Yayasan Proton, Nomination and Remuneration Committee of Proton Holdings Berhad.

Mohd Fauzi Rahmat

Fauzi began his professional career in early 1989 as a Sales and Marketing Executive with ECS Computers, a Singapore-based IT firm. He then moved on to Citibank (Malaysia) Berhad (Citibank) in 1990 to take up new challenges in the financial services industry as a Relationship Manager for the Citibank’s Public Sector Group. His career continues to flourish and he finally became Vice President & Senior Credit Analyst in Citibank’s Country Risk Management Division. He then made a career switch to pursue his deep interest in Islamic financial services sector which also helped in sharpening his skills in bank turnaround management by joining Bank Islam Malaysia Berhad (BIMB) in July 2005 as its eventual Chief Risk Officer (CRO).

Thereafter, given his experience in credit, risk management and turnaround work, he was then entrusted by the Ministry of Finance (MoF) to be the Chief Operating Officer for Bank Pembangunan Malaysia Berhad (BPMB) from September 2007 and after that as the Managing Director for Export Import Bank of Malaysia Berhad (EXIM Bank) from April 2008. His deep interest in Islamic banking continued as in 2010 he joined Asian Finance Bank (AFB) and thereafter Al-Rajhi Bank Malaysia (ARBM) as their respective Chief Risk Officers. His journey also brought him to MIDF Investment Bank (as Chief Credit Officer) before joining Bank Simpanan Nasional (BSN) in 2014 as its Chief Risk Officer.

His experience, expertise and skills are primarily developed and shaped within the financial services industry (banking) even though his early career started within the information technology (IT) industry. Given his educational background as a technically-trained person, the early knowledge and skills obtained during his tertiary education days were utilized to the fullest in assisting him managing the type of industries and customers that he had to deal within the focused credit and relationship exposures of the banking sector including construction, infrastructure, telecommunication & information technology, government services, engineering & consultancy, maritime, oil and gas, utilities, manufacturing especially in the high technology and export-oriented sectors, as well as retail banking products and services industries.

In addition, his years of dealing with these industries exposed him to wide range of issues and challenges facing the industries and became very useful in his extensive career in risk management, particularly so in the turnaround efforts of BIMB, BPMB and EXIM Bank. The same exposures and experiences were also made useful in his extensive subsequent management, assignments and responsibilities in the latter years, both in the corporate and retail banking arena.

Fauzi graduated in 1988 from The University of Southern Mississippi, Mississippi, USA, with a Bachelor of Science degree in Community and Regional Planning (CRP) and Geography (double majors) under the full scholarship of the Public Service Department, Malaysia.